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Terms of Services

Welcome to BusinessLineGlobal (“Company”, “we”, “our”, or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, services, products, and any related content (the “Services”). By using our Services, you agree to be legally bound by these Terms.

If you do not agree to these Terms, you should not access or use our Services.

1. Eligibility

You represent and warrant that:

  • You are at least 18 years old or of legal age in your country of residence;

  • You have full legal capacity and authority to enter into these Terms;

  • Your use of our Services does not violate any applicable laws of Iraq, UAE, Pakistan, Saudi Arabia, Qatar, or any other relevant jurisdiction.

2. Account Registration

  • You may be required to register an account to use certain features of our Services.

  • You must provide accurate, current, and complete information during registration.

  • You are responsible for maintaining the confidentiality of your account credentials and all activities under your account.

3. Use of Services

You agree not to use the Services to:

  • Violate any applicable law or regulation (including Sharia law or local internet content restrictions);

  • Upload or distribute viruses, malware, or harmful code;

  • Infringe upon the rights of others, including intellectual property and privacy rights;

  • Engage in harassment, fraud, or any misleading or harmful behavior.

We reserve the right to suspend or terminate access for violations of these Terms or applicable laws.

4. Payments & Fees

  • If you purchase any services, you agree to pay all applicable fees as outlined during the transaction process.

  • All payments are final unless otherwise stated in our Refund Policy or required by law in your jurisdiction.

  • We accept various payment methods, which may be subject to local banking rules and regulations.

5. Refund Policy

Refunds may be issued only in cases where:

  • A service was not delivered or was incorrectly billed;

  • Required by law in your country.

You must submit a refund request within [7 or 14 days] of purchase. We reserve the right to deny any refund request that does not meet the criteria.

6. Intellectual Property

  • All trademarks, logos, service marks, and content are the property of BusinessLineGlobal or its licensors.

  • You are granted a non-exclusive, non-transferable, revocable license to access and use the Services for lawful business or personal use only.

  • You may not reproduce, copy, or redistribute any material without prior written permission.

7. User Content

  • You retain ownership of any content you submit to us, but you grant us a worldwide, royalty-free license to use, store, and display that content in connection with the Services.

  • You must not upload any content that is unlawful, offensive, or violates local cultural, religious, or moral norms.

8. Third-Party Links

Our Services may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these third parties. Your use of third-party websites is at your own risk.

9. Termination

We reserve the right to suspend or terminate your access at any time, without notice, for conduct that we believe violates these Terms, local laws, or is harmful to other users or us.

Upon termination:

  • Your access to the Services will be revoked;

  • Any data associated with your account may be deleted.

10. Limitation of Liability

To the maximum extent permitted by applicable law:

  • We are not liable for indirect, incidental, or consequential damages;

  • Our total liability for claims related to the Services will not exceed the amount paid by you to us in the last 12 months.

Nothing in these Terms shall exclude or limit liability where such limitation is not permitted under the laws of Iraq, UAE, Saudi Arabia, or Qatar.

11. Indemnification

You agree to indemnify and hold harmless BusinessLineGlobal and its employees, partners, and affiliates from any claims, damages, or expenses arising out of:

  • Your use of the Services;

  • Your violation of these Terms;

  • Your violation of any law or the rights of a third party.

12. Governing Law & Dispute Resolution

These Terms shall be governed by and interpreted in accordance with the laws of:

  • Iraq, if you reside there;

  • United Arab Emirates, if you reside there;

  • Kingdom of Saudi Arabia, if you reside there;

  • Qatar, if you reside there.

Disputes shall be resolved through:

  • Good faith negotiation;

  • Mediation under local laws, before resorting to formal legal proceedings.

Venue and jurisdiction will lie exclusively with the competent courts in your country of residence.

13. Modifications to Terms

We may update these Terms at any time. If changes are material, we will notify you by email or by posting a notice on our website. Continued use of the Services after changes become effective constitutes your acceptance of the revised Terms.

14. Contact Information

If you have any questions about these Terms, please contact us:

BusinessLineGlobal

15. Language

These Terms may be provided in both English and Arabic. In case of any inconsistency, the English version shall prevail unless prohibited by local law.